You may wish to remortgage your property to release funds to buy out another co-owner or raise cash for alternative investments or you may just be switching lenders to get a better deal.
Whatever the reason it is important to note that we will be acting for you as well as the lender and they often require us to carry out searches against the property and advise them on their security, even if you have lived there for many years.
Make sure you provide the mortgage account number and lender's details to us when telephoning us to confirm your instructions. Also, make sure you tell us about any alterations or works you have had carried out at the property and provide us with the guarantees, planning permissions and buildings regulations approvals, woodworm treatment and damp proofing reports.
Make sure your mortgage arranger has the survey in hand as this can be a reason for your mortgage offer not being received swiftly.
To obtain a competitive conveyancing quote from a member of our property team please click here to contact us.
• Taking your instructions and giving initial advice based on the information you have provided e.g. current lender, value of the property, new lender.
• Requesting an initial redemption statement from your current lender.
• Obtaining up-to-date office copies from the Land Registry.
• Checking the title.
• Leasehold properties will require the lease to be checked and enquiries made, if relevant.
• Carry out a local authority search on the property, or alternatively, if your new lender allows, obtain appropriate indemnity insurance.
• Receive and check the new mortgage offer.
• Preparing the file for completion by putting together a final completion statement showing any net proceeds of the remortgage, or monies due from you.
• Agree a completion date.
• Request the final redemption statement from your current lender calculated to the completion date.
• Request the mortgage advance from your new lender.
• Completion – redeem your current mortgage and complete on your new mortgage.
• Registration of the new mortgage over the property.
Excellent service provided. Timely and effective communication, and prompt resolution to issues as they arise. Highly recommend.
I am very satisfied with the service provided both by Natasha and her staff.
Brilliant service from Danelle as always so helpful and great communication all the way to completion.
Very pleased to have Tracy acting for us regarding our flat sale: pleasant, efficient, returned calls, kept us informed. Thank you.
Robin is excellent! Very professional, but above all personable. Really top bloke, with our interests at heart. Trusted him fully all the way.
Marion was brilliant from start to finish and kept me informed throughout the whole process. I wouldn't hesitate to recommend Marion to friends and family.
I have used Ward Gethin Archer for many years. As a company they have always been very professional, diligent and efficient. I would definitely recommend anyone to use Ward Gethin Archer.
Robin was almost always available on a phone without the need to go to another person (PA) which was very refreshing as for dealing with solicitor was concerned. He answered all our queries patiently and adequate.
Throughout the whole process, Carolyn was supportive , efficient and helpful. The service couldn’t be any better as everything completed quickly and everything explained throughout. I was informed throughout.
Very efficient service - good communication, friendly approach, information was clear and easy to understand, value for money. Would highly recommend and would use your services again.
A very positive review. Lauren was highly professional, understanding, and prompt in all her communication.
From start to completion Jackie has been exceptional in providing excellent support through our house sale/purchase. She has kept us informed every step of the way providing advice and answers to any queries we had.
We are here to help, giving you clear and practical legal advice when you need it.
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